We’re hurtling towards the ‘pointy end’ of the year and there is an ever-increasing list of things to get done before 2017 is over. Whether your kids are starting a new school next year, you’ve got some seriously neglected New Year resolutions to complete, or you’ve got a metre-long list of Christmas presents to attend to, there’s one thing that you definitely shouldn’t forget about – your health insurance.
With Christmas fast approaching, most of us might be feeling a little bit swamped by the dozens of last minute things we have to get done. But when you’re making your list (and checking it twice) one thing should definitely be at the top – making the most of your health benefits.
Several health funds’ annual benefit limits expire on December 31, meaning these last two months of the year are crunch time to make sure your money doesn’t go to waste.
Check with your health fund and see what allowances you’ve got left, then get cracking on making those appointments to avoid being beaten by the rush.
Maven Dental Group’s Sheridan Burke says December is the busiest month of the year for their dental practices for this very reason.
“Everyone wants to get in and book their appointments before their benefits lapse, and a lot of people miss out because they’re not organised,” Sheridan says. “It means a lot of money paid out in premiums can go to waste.”
Dental is one of the most popular areas covered by health funds. Did you know that 50 percent of those aged 5+ had some level of private health cover that included dental treatments, in research conducted in recent years?
Sheridan says two check-ups annually are recommended for optimal dental health so don’t leave your appointments too late to make the most of your private health fund benefits. She suggests haven readers make an appointment with their dentist ASAP, to capitalise on their private health investment.